M.Sc
Master of Science
M.Sc Highlights
| Full Name | Master of Science |
| Degree Level | PG |
| Duration | 2 Years |
| Course Type | Full Time |
| Stream | Science |
| Average Fees | ₹15,000 - ₹500,000 |
| Average Salary | ₹3.0 - ₹9.0 LPA |
| Specializations | 21 specializations available |
| Colleges Offering | 19 colleges |
| Top Entrance Exams | CUET PG, IIT JAM |
| Top Recruiters | Tata Consultancy Services (TCS), Infosys, Wipro, Accenture, Reliance Industries & more |
Table of Contents
About M.Sc
M.Sc (Master of Science) is a two-year postgraduate degree programme that offers advanced study and research training in various branches of science. The programme builds on the foundational knowledge acquired during a B.Sc or equivalent undergraduate degree, preparing graduates for careers in research, academia, industry, and specialised scientific roles.
M.Sc programmes in India are offered by hundreds of universities and institutions, including premier research institutions like the Indian Institutes of Technology (IITs), Indian Institute of Science (IISc), National Institutes of Technology (NITs), Jawaharlal Nehru University (JNU), and central and state universities. Admission to top institutions is through national-level entrance exams such as IIT JAM (Joint Admission Test for M.Sc) and CUET PG, while many universities conduct their own entrance tests or offer merit-based admission.
The programme typically spans four semesters with a combination of core courses, electives, laboratory work, and a research project or dissertation in the final semester. M.Sc graduates can pursue careers in research organisations like CSIR, DRDO, ISRO, and BARC, join the pharmaceutical and biotechnology industry, enter academia, or proceed to doctoral studies (PhD) with fellowships such as CSIR-NET JRF, UGC-NET, and GATE scholarships.
Why Choose M.Sc?
An M.Sc in Science opens doors to diverse career paths spanning research, academia, and industry. With India's growing focus on scientific innovation, biotechnology, pharmaceuticals, and data-driven technology, M.Sc graduates are in high demand across sectors. The programme equips you with advanced technical knowledge, hands-on laboratory experience, and research methodology skills that are invaluable in today's competitive job market.
Beyond employability, pursuing an M.Sc allows specialisation in cutting-edge fields like Biotechnology, Data Science, Environmental Science, or Artificial Intelligence, aligning with global trends in healthcare innovation, artificial intelligence, and sustainability. The salary trajectory for M.Sc graduates ranges from ₹3–9 LPA at entry level, with experienced professionals in specialised research and industry roles commanding salaries exceeding ₹12 LPA.
The programme also provides a strong foundation for doctoral studies (PhD) at premier institutions in India and abroad. M.Sc graduates who qualify CSIR-NET or GATE can access a monthly JRF fellowship of ₹37,000 during their PhD (revised January 2025), making research an economically viable career. Whether you aspire to work in multinational corporations, government research institutions like CSIR, DRDO, and ISRO, or pursue academic positions, an M.Sc provides the credentials and expertise needed to advance your career in science and technology sectors.
M.Sc Specialisations
M.Sc is offered in 21 specialisations. Choose a specialisation based on your interest, career goals, and industry demand.
M.Sc Eligibility Criteria
Academic Requirements
- Bachelor's degree (B.Sc or equivalent) in a relevant science discipline from a recognised university
- Minimum marks: 50–60% aggregate (varies by institution); relaxation of 5% for SC/ST/OBC/PwD candidates at most universities
- Some specialised programmes (e.g., M.Sc Biotechnology, M.Sc Computer Science) may accept B.Tech/B.E. or B.Pharm graduates
- IITs accept B.Sc graduates with Mathematics/Physics/Chemistry/Statistics/Geology background depending on the specialisation
Entrance Exams
- IIT JAM: Conducted by IITs for admission to M.Sc programmes at IITs, NITs, and IISc. Subjects include Physics, Chemistry, Mathematics, Biotechnology, Geology, Mathematical Statistics, and Economics
- CUET PG: Common University Entrance Test for PG admissions at central, state, and participating private universities
- University-level tests: BHU PET, JNU CEEB, DU Entrance, TIFR GS, JEST, and individual university entrance exams
- Merit-based admission: Many state universities and private institutions admit students based on B.Sc marks without an entrance test
Age Limit
- No upper age limit for most M.Sc programmes; some fellowship-linked programmes may have age restrictions for scholarship eligibility
M.Sc Admission Process 2026
Step 1: Entrance Exam Registration
Register for the relevant entrance exam based on your target institution. IIT JAM applications open in September for the February exam; CUET PG registration typically opens in February–March for the April–May exam. University-specific tests have their own schedules published on official websites.
Step 2: Entrance Exam & Merit List
Appear for the entrance examination. IIT JAM is a computer-based test of 3 hours with 60 questions (MCQ, MSQ, and NAT). CUET PG is also computer-based with domain-specific questions. Results are published within 4–6 weeks, and merit lists or rank cards are issued.
Step 3: Counselling & Seat Allotment
IIT JAM follows a centralised counselling process through JOAPS (Joint Offer Acceptance Portal System), where candidates fill choices across IITs, NITs, and IISc. CUET PG scores are used by individual universities for their counselling. State universities conduct separate counselling rounds based on their entrance test or merit scores.
Step 4: Document Verification & Admission
Report to the allotted institution with original documents for verification: B.Sc marksheets and degree certificate, entrance exam scorecard, category certificate (if applicable), transfer certificate, and passport-size photographs. Pay the admission fee to confirm your seat.
Admission Timeline
| Event | Typical Period |
|---|---|
| IIT JAM Registration | September – October |
| IIT JAM Exam | February |
| CUET PG Registration | Typically February – March (check NTA website for exact dates) |
| CUET PG Exam | Typically March – May (schedule varies yearly) |
| IIT JAM Counselling (JOAPS) | April – June |
| University-level Counselling | June – August |
| Academic Session Begins | July – August |
Top M.Sc Entrance Exams 2026
Admission to M.Sc colleges in India is primarily through entrance examinations. Here are the major exams accepted for M.Sc admission:
M.Sc Syllabus - Semester-wise Subjects
The M.Sc syllabus varies significantly by specialisation. Below is a representative overview of core and elective subjects across popular M.Sc specialisations:
M.Sc Physics
| Semester | Core Subjects |
|---|---|
| Semester 1 | Classical Mechanics, Mathematical Physics, Electronics, Quantum Mechanics I |
| Semester 2 | Statistical Mechanics, Electrodynamics, Quantum Mechanics II, Atomic & Molecular Physics |
| Semester 3 | Solid State Physics, Nuclear & Particle Physics, Elective I, Lab Course |
| Semester 4 | Elective II, Elective III, Project/Dissertation |
M.Sc Chemistry
| Semester | Core Subjects |
|---|---|
| Semester 1 | Inorganic Chemistry I, Organic Chemistry I, Physical Chemistry I, Mathematics for Chemists |
| Semester 2 | Inorganic Chemistry II, Organic Chemistry II, Physical Chemistry II, Analytical Chemistry |
| Semester 3 | Advanced Organic Synthesis, Spectroscopy, Elective I, Lab Course |
| Semester 4 | Elective II, Elective III, Project/Dissertation |
M.Sc Mathematics
| Semester | Core Subjects |
|---|---|
| Semester 1 | Real Analysis, Linear Algebra, Ordinary Differential Equations, Topology |
| Semester 2 | Complex Analysis, Abstract Algebra, Partial Differential Equations, Measure Theory |
| Semester 3 | Functional Analysis, Numerical Methods, Elective I, Elective II |
| Semester 4 | Elective III, Elective IV, Project/Dissertation |
M.Sc Biotechnology
| Semester | Core Subjects |
|---|---|
| Semester 1 | Molecular Biology, Biochemistry, Microbiology, Biostatistics |
| Semester 2 | Genetics, Immunology, Cell Biology, Bioinformatics |
| Semester 3 | Genetic Engineering, Industrial Biotechnology, Elective I, Lab Course |
| Semester 4 | Elective II, Plant/Animal Biotechnology, Research Project/Dissertation |
M.Sc Year-wise Curriculum
Programme Structure
The M.Sc programme follows a semester-based structure across two years with a progressive emphasis on specialisation and research:
| Year | Semester | Focus Area | Components |
|---|---|---|---|
| Year 1 | Semester 1 | Core Foundation | 4–5 core theory papers + practical labs |
| Semester 2 | Advanced Core | 4–5 core papers + practical labs + seminars | |
| Year 2 | Semester 3 | Specialisation & Electives | 2–3 core papers + 1–2 electives + lab course |
| Semester 4 | Research & Electives | 1–2 electives + dissertation/research project |
Credit Distribution (Typical)
| Component | Credits | Percentage |
|---|---|---|
| Core Theory Courses | 40–50 | 50–55% |
| Elective Courses | 12–16 | 15–18% |
| Laboratory / Practical | 12–16 | 15–18% |
| Dissertation / Project | 8–12 | 10–14% |
| Seminars & Workshops | 2–4 | 2–4% |
| Total | 80–96 | 100% |
Assessment Pattern
- Continuous Assessment (30–40%): Mid-semester exams, assignments, quizzes, lab reports
- End-Semester Exam (50–60%): Written theory examination
- Practical/Lab Exam (10–15%): Viva voce and practical assessment
- Dissertation (Semester 4): Evaluated through thesis submission, presentation, and viva by internal and external examiners
M.Sc - Skills Required & Acquired
Technical & Scientific Skills
- Advanced knowledge of subject-specific theories, principles, and methodologies
- Laboratory techniques: chromatography, spectroscopy, microscopy, cell culture, PCR, and other discipline-specific methods
- Data analysis using statistical software (R, SPSS, MATLAB, Python)
- Scientific computing, simulation, and modelling
- Instrumentation and equipment operation for experimental research
Research & Analytical Skills
- Research design, hypothesis formulation, and experimental methodology
- Critical evaluation of scientific literature and peer-reviewed publications
- Quantitative and qualitative data interpretation
- Scientific writing: research papers, reports, grant proposals
- Intellectual property awareness and ethical research practices
Digital & Computational Skills
- Bioinformatics tools and genomic databases (for Life Sciences)
- Programming in Python, R, C++, or MATLAB depending on specialisation
- Machine learning and data science applications in scientific research
- LaTeX for academic document preparation
Professional & Transferable Skills
- Scientific presentation and communication skills
- Team-based research collaboration and project management
- Critical thinking, problem-solving, and logical reasoning
- Time management and self-directed learning ability
M.Sc Fee Structure - College-wise Comparison
| Institution Type | Annual Fee Range | Total Programme Cost (2 Years) | Examples |
|---|---|---|---|
| IITs | ₹15,000 – ₹40,000 | ₹30,000 – ₹80,000 | IIT Bombay, IIT Delhi, IIT Madras |
| IISc Bangalore | ₹10,000 – ₹20,000 | ₹20,000 – ₹40,000 | IISc offers a standalone M.Sc as well as an integrated PhD programme; stipend provided to all M.Sc students |
| NITs | ₹25,000 – ₹60,000 | ₹50,000 – ₹1,20,000 | NIT Trichy, NIT Surathkal, NIT Warangal |
| Central Universities | ₹5,000 – ₹30,000 | ₹10,000 – ₹60,000 | DU, JNU, BHU, University of Hyderabad |
| State Universities | ₹10,000 – ₹50,000 | ₹20,000 – ₹1,00,000 | Mumbai University, Calcutta University, Anna University |
| Private Universities | ₹50,000 – ₹2,50,000 | ₹1,00,000 – ₹5,00,000 | Manipal, VIT, Amity, SRM, BITS Pilani |
Key Points
- IITs and IISc offer the most affordable M.Sc programmes with fees as low as ₹15,000–₹40,000 per year; IISc additionally provides a monthly stipend
- Central universities like JNU, BHU, and DU provide quality education at subsidised fees, often under ₹30,000 per year
- SC/ST/PwD candidates receive fee waivers or full tuition remission at most government institutions
- INSPIRE, KVPY, and other scholarship holders may receive additional financial support during their M.Sc
- Private university fees vary widely; some offer merit-based tuition discounts for IIT JAM or CUET PG top rankers
M.Sc - Course Comparison
| Parameter | M.Sc | M.Tech | MBA | MCA |
|---|---|---|---|---|
| Full Form | Master of Science | Master of Technology | Master of Business Administration | Master of Computer Applications |
| Duration | 2 years | 2 years | 2 years | 2 years |
| Focus | Theoretical science & research | Applied engineering & technology | Business management & leadership | Software development & IT |
| Eligibility | B.Sc or equivalent | B.E./B.Tech (GATE score) | Any bachelor's degree | Any bachelor's degree with Maths |
| Key Entrance Exams | IIT JAM, CUET PG | GATE | CAT, XAT, MAT | NIMCET, CUET PG |
| Average Fees (2 yr) | ₹20K – ₹5L | ₹1L – ₹6L | ₹5L – ₹25L | ₹50K – ₹4L |
| Avg Starting Salary | ₹3 – ₹9 LPA | ₹6 – ₹15 LPA | ₹8 – ₹25 LPA | ₹4 – ₹12 LPA |
| Career Path | Research, academia, pharma, data science | Core engineering, R&D, IT, PSUs | Corporate management, consulting, finance | Software engineering, IT management |
| PhD Pathway | Direct pathway (CSIR-NET, GATE) | Possible (GATE) | FPM at IIMs | Possible but uncommon |
Key Takeaways
- M.Sc vs M.Tech: M.Sc focuses on theoretical depth and research methodology; M.Tech emphasises applied engineering skills. M.Sc is the preferred route for PhD and academic careers, while M.Tech leads to higher entry-level salaries in industry
- M.Sc vs MBA: M.Sc is ideal for students passionate about science and research; MBA suits those targeting management and corporate leadership roles. MBA offers higher starting salaries but requires significantly higher investment
- M.Sc vs MCA: M.Sc Computer Science and MCA have overlapping career outcomes in IT. M.Sc CS has a stronger theoretical foundation, while MCA is more application-oriented with a wider range of eligible undergraduate backgrounds
- Cost advantage: M.Sc at government institutions is among the most affordable PG programmes, making it an excellent value for students planning further studies or research careers
M.Sc Scope & Future Trends (2026)
Interdisciplinary Research & Emerging Fields
The boundaries between traditional science disciplines are increasingly blurred. M.Sc graduates with interdisciplinary skills — such as computational biology, materials science, environmental data analytics, and quantum computing — are highly sought after. Universities are introducing joint-degree and interdisciplinary M.Sc programmes that combine fields like Physics + Data Science or Chemistry + Materials Engineering.
Data Science & AI in Science
Data science and artificial intelligence are transforming every branch of science. M.Sc graduates proficient in machine learning, scientific computing, and big data analytics command premium salaries. Fields like computational chemistry, bioinformatics, climate modelling, and astrophysics data analysis rely heavily on AI-driven methods. Many M.Sc programmes now include compulsory courses in programming and data science.
Biotechnology & Life Sciences Boom
India's biotechnology sector has an aspirational target of $150 billion by 2030 (Department of Biotechnology vision), though the current sector size is approximately $80-85 billion. The COVID-19 pandemic accelerated growth in vaccines, diagnostics, and genomics. M.Sc Biotechnology, Microbiology, and Life Science graduates find expanding opportunities in pharmaceutical R&D, clinical research, genomics startups, and public health organisations.
Government Research & Space Science
Government research organisations — ISRO, DRDO, CSIR labs, DAE (Department of Atomic Energy), and ICAR — regularly recruit M.Sc graduates for scientist and researcher positions. India's expanding space programme, nuclear energy initiatives, and defence research create sustained demand for M.Sc Physics, Chemistry, and Mathematics graduates. Entry is typically through GATE, CSIR-NET, or organisation-specific exams.
Sustainability & Environmental Science
With India's commitments to net-zero emissions by 2070 and expanding renewable energy capacity, Environmental Science and related specialisations are gaining prominence. M.Sc graduates in Environmental Science, Atmospheric Science, and Geology are needed for roles in pollution monitoring, climate policy, sustainable development, and environmental impact assessment across government agencies and private consultancies.
Global Opportunities & PhD Fellowships
M.Sc graduates from Indian institutions, particularly IITs and IISc, are well-positioned for fully funded PhD positions at universities in the US, Europe, and Australia. Fellowships like DAAD (Germany), Erasmus Mundus (EU), Fulbright (US), and Commonwealth Scholarships (UK) are accessible to M.Sc graduates with strong academic records and research experience. The global demand for trained scientists in fields like quantum technology, nanotechnology, and green chemistry continues to grow.
Top M.Sc Colleges in India (2026)
Here are the most popular colleges offering M.Sc based on student interest.
| # | College | Type | Fees |
|---|---|---|---|
| 1 |
Indian Institute of Technology Bombay
Mumbai, Maharashtra |
Government | ₹150,000 |
| 2 |
Indian Institute of Science Bangalore
Bangalore, Karnataka |
Government | ₹140,000 |
| 3 |
Indian Institute of Technology Madras
Chennai, Tamil Nadu |
Government | ₹150,000 |
| 4 |
Indian Institute of Technology Delhi
New Delhi, Delhi |
Government | ₹150,000 |
| 5 |
University of Delhi
New Delhi, Delhi |
Government | ₹40,000 |
| 6 |
National Institute of Technology Tiruchirappalli
Trichy, Tamil Nadu |
Government | ₹100,000 |
| 7 |
Jawaharlal Nehru University
New Delhi, Delhi |
Government | ₹692 |
| 8 |
Banaras Hindu University
Varanasi, Uttar Pradesh |
Government | ₹16,000 |
Higher Studies after M.Sc
PhD (Doctor of Philosophy)
The most common pathway after M.Sc. Pursue a PhD at IITs, IISc, TIFR, or universities in India or abroad. Admission through CSIR-NET JRF, UGC-NET, GATE, JEST, NBHM, or institution-specific tests. JRF fellowship provides ₹37,000/month (₹42,000 after 2 years). Duration: 3–5 years. Opens careers in academic faculty positions, principal scientist roles, and R&D leadership.
Integrated PhD Programmes
IISc Bangalore, TIFR, IISER, and several IITs offer integrated PhD programmes that directly admit M.Sc graduates into doctoral research with a fellowship. These are ideal for students committed to a research career, offering structured coursework combined with early research immersion.
Post-Doctoral Research
After completing a PhD, post-doctoral positions at national laboratories (CSIR, DRDO, DAE) and international universities provide further specialisation. DST-INSPIRE Faculty Award, Ramanujan Fellowship, and institutional post-doc fellowships support early-career researchers in India.
MBA / Management Programmes
M.Sc graduates can appear for CAT, XAT, or GMAT to pursue an MBA, combining scientific expertise with business acumen. This combination is particularly valued in pharmaceutical management, biotech business development, consulting, and technology management roles. IIMs accept M.Sc graduates through their standard admission process.
Professional Certifications & Diploma Programmes
- Data Science & AI: PG Diploma in Data Science, Machine Learning certifications from IITs/IIMs (online)
- Patent Analysis: PG Diploma in Intellectual Property Rights from NALSAR, DIPP
- Quality Management: Six Sigma, ISO certifications for pharmaceutical and manufacturing QA roles
- Teaching: B.Ed or NET qualification for school and college teaching positions
Civil Services & Competitive Exams
M.Sc graduates can appear for UPSC Civil Services (IAS/IFS) with science optional subjects, or join scientific services through exams like Indian Forest Service (IFoS), ISRO Scientist/Engineer, DRDO SET, and BARC OCES/DGFS. These positions offer job security, prestige, and salaries ranging from ₹56,100 to over ₹2,50,000 per month at senior levels.
Frequently Asked Questions
You need a Bachelor's degree (B.Sc or equivalent) in a relevant science discipline with a minimum of 50–60% aggregate marks, depending on the institution. Top colleges like IITs require clearing IIT JAM, while central universities use CUET PG scores. Many state and private universities offer merit-based admission on B.Sc marks. SC/ST/OBC candidates typically receive a 5% relaxation in marks requirements.
Entry-level salaries typically range from ₹3–5 LPA for teaching and research roles, while positions in IT, pharmaceuticals, and biotechnology offer ₹6–9 LPA. With 3–5 years of experience and specialisation, salaries can exceed ₹12 LPA. Senior researchers at CSIR labs and multinational pharma companies can earn ₹15–20+ LPA.
Yes, M.Sc is the primary qualification for pursuing a PhD in India. You can apply through CSIR-NET JRF (fellowship of ₹37,000/month), UGC-NET, GATE, JEST, or institution-specific entrance exams. IITs, IISc, TIFR, and universities across India accept M.Sc graduates for doctoral programmes. This is the standard pathway for academic and research careers.
IIT JAM is conducted by IITs specifically for M.Sc admission at IITs, NITs, and IISc — it is a subject-specific exam with MCQ, MSQ, and NAT questions. CUET PG is conducted by NTA for admission at central universities, state universities, and participating private institutions. IIT JAM is generally considered more competitive with a higher difficulty level, while CUET PG has broader acceptance across more universities.
It depends on your interests and career goals. M.Sc Computer Science and Data Science offer the highest starting salaries (₹6–12 LPA) due to IT industry demand. M.Sc Biotechnology and Microbiology have growing opportunities in pharmaceuticals and clinical research. M.Sc Physics and Mathematics are ideal for research careers and government scientist positions. M.Sc Chemistry graduates are in demand in pharmaceutical R&D and chemical industries.
M.Sc is ideal if you prefer theoretical depth, research, and academic careers — it is the standard route for PhD and faculty positions. M.Tech provides applied engineering skills with higher entry-level industry salaries (₹7–15 LPA vs ₹3–9 LPA). However, M.Tech typically requires a B.E./B.Tech background and GATE qualification. Choose M.Sc for research and academia; M.Tech for industry applications.
M.Sc fees at IITs are highly subsidised, ranging from ₹15,000 to ₹40,000 per year. The total programme cost for 2 years is typically ₹30,000–₹80,000. IISc Bangalore is even more affordable at ₹10,000–₹20,000 per year and additionally provides a monthly stipend to all M.Sc students. SC/ST/PwD candidates receive full fee waivers at most IITs.
The major entrance exams are: IIT JAM (for IITs, NITs, IISc), CUET PG (for central and state universities), BHU PET, JNU CEEB, TIFR GS, and JEST (for physics and theoretical CS). Many state universities and private institutions also conduct their own entrance tests. Some institutions offer direct merit-based admission on B.Sc marks without any entrance exam.
Yes, several M.Sc programmes accept B.Tech/B.E. graduates, particularly in specialisations like M.Sc Physics, Mathematics, and Biotechnology. IITs accept B.Tech graduates through IIT JAM for some departments. This can be a strategic choice for engineering graduates who want to transition into research or academic careers rather than industry.
M.Sc Data Science is one of the fastest-growing specialisations with excellent job prospects. Graduates can work as data analysts, machine learning engineers, AI researchers, or business intelligence consultants. Starting salaries range from ₹6–12 LPA, with experienced professionals earning ₹15–25 LPA. Major recruiters include TCS, Infosys, Wipro, Google, Amazon, and analytics-focused startups.
IIT M.Sc graduates report strong placement outcomes with median packages of ₹7–12 LPA. Many are recruited by IT companies (TCS, Infosys, Microsoft), consulting firms (McKinsey, BCG), and financial institutions. However, a significant proportion (30–40%) of IIT M.Sc graduates opt for PhD programmes in India or abroad rather than campus placements. The combination of IIT brand and M.Sc training opens diverse opportunities.
M.Sc graduates are eligible for: CSIR-NET Lectureship (college teaching), UPSC Civil Services (IAS/IFS with science optional), Indian Forest Service (IFoS), ISRO Scientist positions, DRDO Scientist-B, BARC Scientific Officer (through OCES/DGFS), and various state PSC scientific officer posts. These offer pay scales from ₹56,100 to ₹2,50,000+ per month at senior levels.
Most M.Sc programmes in India have no upper age limit for admission. However, some fellowship-linked programmes may have age restrictions for scholarship eligibility — for example, CSIR-NET JRF has an age limit of 28 years (relaxable for reserved categories). IIT JAM and CUET PG do not impose any age restriction on applicants.
CSIR-NET (Council of Scientific and Industrial Research - National Eligibility Test) is a national exam that determines eligibility for JRF (Junior Research Fellowship) and Lectureship positions. Qualifying CSIR-NET JRF provides a monthly fellowship of ₹37,000 for PhD research. CSIR-NET Lectureship qualifies you for Assistant Professor positions at colleges and universities. It is conducted twice a year in five subjects: Chemical Sciences, Earth Sciences, Life Sciences, Mathematical Sciences, and Physical Sciences.
Yes, Indian B.Sc graduates can apply for M.Sc (or MS) programmes at universities abroad. Top destinations include the US, UK, Germany, Canada, and Australia. Most require GRE scores (for the US), IELTS/TOEFL for English proficiency, and strong academic records. Many European universities offer tuition-free or low-cost M.Sc programmes. Scholarships like DAAD (Germany), Chevening (UK), and Fulbright (US) can cover tuition and living expenses.